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Off Topic / BEST QUALITY COUNTERFEIT MONEY SALES (Whatsapp; +237654203334)
« Last post by robinmarcus on March 14, 2020, 09:00:07 PM »

     BEST QUALITY COUNTERFEIT MONEY FOR SALE AND WE DO PRODUCE QUALITY BANK NOTES OF; DOLLAR, EUROS, POUNDS, RUPEES AND MANY OTHER CURRENCIES AVAILABLE.

 WE HAVE PARTNERS IN ALMOST EVERY COUNTRY SO IF IN CASE YOU ARE READY FOR A HOME DELIVERY BUSINESS, THEN JUST CONTACT AND STATE YOUR LOCATION AND YOU SHALL HAVE YOUR BILLS

(WhatsApp…. +237654203334)
(email us at…. christophermartinslife@gmail.com.com))

(WE ALSO HAVE SSD Chemical Solution to Clean Black Dollar and other Black Currency,
Clean defaced currencies, Anti-Breeze bank notes, activation powder, Super Automatic Solution, Vectrol Paste Solution, Tebi-Magnetic.)

With over a billion of our products circulating around the world. We offer only original high-quality counterfeit currency NOTES. We ship worldwide. We also print and sell Grade A banknotes of over 52 currencies in the world. Here is your chance to be a millionaire. Our money is perfectly reproduced,Indistinguishable to the eye and to the touch. We are sending in various sizes, packed and hidden. All our notes carries all the holograms and water marks and passes the light detector test. We will deliver the money directly to your home without the interference of customs . we have a Huge quantity ready in stock.

We use latest technology to produce our notes so that it looks 100% identical to the real note. This thus implies all security features present in the real notes are present in the note we make. Our team is made up of Quality IT technicians from Morocco, US, Russia, India, Korea and China etc We offer high quality counterfeit NOTES for all currencies.

Why would you buy from us?

Our banknotes contain the following security features that make

it to be genius and we have the best grade counterfeit in the world both Euro and Dollar and any bills of

your choice you want.

Security features of our bank notes below :

Intaglio printing

Watermarks

Security thread

See-through register

Special foil/special foil elements

Iridescent stripe / shifting colors.

Our banknotes are printed on 80% cotton 20% cellulose paper which differs substantially from normal paper.

By using a special printing technique, several picture elements on the front of the banknote are identifiable by touch. The guidelines on detecting counterfeit currency give a comparison of genuine and falsified security features.

– Our bills/notes bypass everything, counterfeit pens and machines.

– Can be used in banks but can be used else where same like normal money

– We have the best HOLOGRAMS AND DUPLICATING MACHINES

– UV: YES

We are Professional IT technicians and we produce SUPER UNDETECTED COUNTERFEIT MONEY for all currencies. Our notes are industrially and professional produced. We use quality foil paper elements.20% of cellulose and 80% of cotton paper.Our bills have the Infrared Detection which makes our bills to bypass the UV machines,

Pen test and even eye detection buy counterfeit experts. Our notes are AAA+ grade Quality. We also sell and provide money cleaning services and solutions. We sell

AAA+ SSD Black Money Solution

-Holograms and Holographic Strips

-Micro-Lettering

-Metallic Ink and Thread

-Watermarks

-IR Detection

-Ultra-violet features

-See through Features

-Different serial numbers

These features make our bills to be 100% undetected,100% safe and secure to use in any of these areas:

BANKS, CASINO, ATM, MONEY CHANGERS, STORES. They are 100% Undetected.

This bills are not home made but industrial and professional manufacturing. From High
Quality IT techinicians from US,Russia,Korea and China We offer high quality COUNTERFEIT NOTES for the following currencies;

EUR – Euro
USD – US Dollar
DNR – DINAR
GBP – British Pound
INR – Indian Rupee
AUD – Australian Dollar
CAD – Canadian Dollar
AED – Emirati Dirham
ZAR – Rand
CHF – Swiss Franc
CNY – Chinese Yuan Renminbi
MYR – Malaysian Ringgit
THB – Thai Baht
NZD – New Zealand Dollar
SAR – Saudi Arabian Riyal
QAR – Qatari Riyal
and many other currencies.

contact:
Email : christophermartinslife@gmail.com
whatsapp : +237654203334
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I was curious if anyone had any experience with accounting certificate programs or opinions on such programs. The program I am looking at specifically is the program at UCSD which can be done online, in class, or through a hybrid approach. Completing the certificate meets the accounting educational requirements for being a CPA in most states.

https://extension.ucsd.edu/courses-and-programs/accounting

I do not have any definite plans to become a CPA. I am a physician so have pretty decent income. However, I believe in the renaissance ideal of a man having multiple competencies and certainly think that having accounting training would make me a better investor and more likely to succeed in any business endeavors I may pursue. I enjoy problem solving and working through complex issues. Accounting (especially tax accounting and forensic accounting) seems to offer these challenges. It is not beyond the realm of possibility that I would want to work in accounting in the future as I transitioned out of medical practice. While I plan to be financially independent in a few years, I still need to engage in activities that challenge my mind and provide benefit to people.
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Investing / Re: VFIAX | VTSAX
« Last post by The Aiki Trader on March 06, 2020, 11:42:28 AM »
Investing in a total stock market fund is not being diversified.  You are only diversified in one asset class.

Asset Classes:  Stocks, Bonds, Commodities, Real Estate, Currencies,
let alone adding Global Stocks, Global Bonds, Global Real Estate
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Real Estate / Buying sibling's half of inherited house
« Last post by Purplecow on November 18, 2019, 09:16:42 PM »
My brother and I just inherited our mom's house.  The house was held in a trust with my brother & I as equal beneficiaries.  My brother doesn't want the house and has agreed to let me buy him out.  We've agreed on the amount I would pay him.  I was originally thinking I would give him the agreed amount of money from mom's bank account and he would quit claim the house to me.  We would then split the remaining money as we were going to do already.  The title attorney said we would have to do a deed to distribute the home to us equally as per the trust and then do a deed of gift from him to me for his half.  I'm concerned how a "gift" would impact my taxes and don't quite understand why it would be a gift if he received cash in exchange for his share.  IF a deed of gift is done I would have to show that on my taxes as a gift, right?  Now I'm thinking it might be a better idea if we made a sales contract and I pay him from my own money but don't know what that would look like on taxes given that half of the house would be an inheritance and half would be a purchase.  Any insight on the best way to do this would be appreciated.
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Bloggers Helping Bloggers / Re: Favorite tools for writing
« Last post by timmy sloo on October 31, 2019, 02:30:24 PM »
Awesome Post Man! Blogging is awesome and I use many of these tools myself to write on a daily basis!

https://www.savebly.com/get-free-money-right-now/

https://www.savebly.com/referrals-that-pay/
6
Taxes / Property Depreciation
« Last post by tracyloothes on October 07, 2019, 06:45:29 AM »
Knowing the right value of your property and its Brisbane property depreciation is a good way to also know your taxes.
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Bookkeeping / Help business cut expenses, expand profits and increase sales.
« Last post by wallmann on September 15, 2019, 10:34:12 AM »
First, we are not a CPA firm.

We actually work CPAs on engineering based tax incentives.

The vast majority of CPA firms don't offer anything like this and that's why we work hand-in-hand with business owners or their CPA firm to help them procure these benefits for you.   

Visit our site now and answer a few questions to see the savings in seconds at BusinessRefundEstimate.com
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How to Become a Wealthy Accountant / Re: How to Get Clients
« Last post by wallmann on September 14, 2019, 01:07:22 PM »
One good way is to offer your services or savings with no upfront fees.

No savings = No fees

  http://bit.ly/2cv3i8O
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Estate Planning / What is the optimum age a prospect should be to take advantage of SRP?
« Last post by wallmann on September 14, 2019, 10:46:44 AM »
When the Stryde Retirement Program is used specifically for retirement purposes, there should be approximately 10 years allowed for the policy to grow. Therefore, the 'oldest' age that a policy would be feasible to fund with the intention of retirement income is around age 60.  (This enables the policy to grow for 10 years and loans can begin as tax free income from the policy at age 70.)

If the policy is being used to fund Estate Planning or general death benefit needs then the maximum age is approximately between 80 - 85. This approximation must take into consideration the health of the client, the network and which carrier we will use.

Note: The average commission on the SRP is $162,000
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Index Funds and the Stock Market / Should I put all my money into an index fund?
« Last post by riddlemb on August 12, 2019, 01:30:36 AM »
I have been reading about frugal living and early retirement since 2014, mainly Mr Money Mustache's blog (which I like) and Early Retirement Extreme (which I don't like), and later on, I found The Wealthy Accountant :)


Saving money is very easy for me. I'm 30 years old, graduated as an Information-Systems Engineer 5 years ago, and manage to save about 50% of my income (the rest goes to rent and food). At this point, I managed to accumulate what would be about 100K US dollars (I live outside the US)


Investing though, is a difficult issue. So far, all my money is sitting in my bank account, doing nothing, for while I read a lot about FIRE and investments, all the guides were from the US, and it took me a lot of time and effort to understand how things work locally. That said, now, after reading Jim Collins' Stock Series, posts by John Bogle, Warren Buffett, MMM, and The Wealthy Accountant, I think I have a clear understanding on how index funds work.


My issue:
I live outside of the US, in a very poor country and without any family or relatives. Nor do I have any assets. All my net-worth is those 100k in the bank account I managed to save. And I wonder, is it wise to put it all into an index fund? (VTI, if to be specific). Owning a real estate is a big problem here. For example - being an engineer with a relatively high income, I get what would be 2,900 USD after takes. Half of this sum goes to rent and food. A what would be considered here as a "cheap apartment" costs 374,000 USD.


I am getting the impression that in the US, index funds are not the main source of investment/ income after early retirement. Keith and Pete, for example, own multiple real estates, and Pete clearly stated in one of his posts that his main source of income is the house he is renting, then the blog and the co-working space, and only after that, his stocks portfolio.


Thus I wonder: putting all my money (and keeping putting each month all that I save) into 100% VTI feels wrong, but I have no idea what else can I do wit the rest of the money.


Side note: Pete also once said: "an investment is anything which generates you money by simply owning it, even if you can't sell it", well, index fund doesn't really fit this description - the dividends are low, and most people relay on the fact that someone is going to buy their stocks in the far future for a high price.
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